Planned & Major Giving

Make a Planned Gift

A planned gift is a contribution that benefits a charity upon the benefactor’s death.

A planned gift can be an important part of an estate plan, providing an excellent method of reducing taxes and/or generating income while ultimately supporting your favorite charity. Making a planned gift usually involves the services of an attorney, estate planner, financial planner or insurance broker.

The planned giving program at the American Migraine Foundation provides a way for benefactors to make larger gifts than might otherwise be possible, without undue financial sacrifice. Benefactors are able to enjoy both the financial benefits of a planned gift and the satisfaction of knowing they are making a difference at AMF.

Charitable Gift Planning

If you are under 40, here are practical, simple tips on getting your plans in order to protect your family and support AMF

Planning for your loved ones

The goal of estate planning is to provide peace of mind and financial support for yourself and your loved ones. You can do this by:

Creating your first will

  • Putting a living will in place
  • Including a durable power of attorney
  • Taking full advantage of your retirement plans
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Helping Others

After your family is taken care of, you can extend your support by planning a gift that makes a lasting impact on Headache Medicine by:

  • Including a gift to AMF in your will
  • Designating a percentage of your retirement plan assets to benefit AMF after your lifetime
  • Designating a percentage of your life insurance policy to support AMF after your lifetime
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If you are 40-54 years old…

Here are practical, simple tips on getting your plans in order to protect your family and support AMF:

Planning for your family

The goal of estate planning is to provide peace of mind and financial support for yourself and your loved ones by:

  • Creating your first will or update an existing document
  • Putting a living will in place
  • Including a durable power of attorney
  • Taking full advantage of your retirement plan

Helping Others

After your family is taken care of, you can extend your support by including a gift to AMF in your long-term plans by:

  • Including a gift to AMF in your will
  • Designating a percentage of your retirement plan assets to support AMF after your lifetime
  • Designating a percentage of your life insurance policy to support AMF after your lifetime
  • Donating appreciated stock you have owned more than one year
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If you are 55- 69

Here are practical, simple tips on getting your plans in order to protect your family and support AMF:

Planning for Your Family

The goal of estate planning is to provide peace of mind and financial support for yourself and your loved ones. You can do this by:

  • Making sure your will is the best it can be
  • Planning for a financially secure retirement

Helping Others

After your family is taken care of, you can extend your support by including a gift to AMF in your long-term plans. Do this by:

  • Leaving AMF a percentage of your assets through a gift in your will
  • Designating a percentage of your retirement plan assets to benefit AMF after your lifetime
  • Donating appreciated stock you have owned for more than one year
  • Donating your home or another piece of real estate
  • Arranging a Charitable Remainder Trust to benefit AMF
  • Setting up a Charitable Lead Trust that supports AMF and helps preserve your loved ones’ inheritance
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If you are 70 or Older

Here are practical, simple tips on getting your plans in order to protect your family and support AMF:

Planning for your family

The goal of estate planning is to provide peace of mind and financial support for yourself and your loved ones by making sure your will is the best it can be.

Helping Others

After your family is taken care of, you can include a gift to our organization in your estate plans and continue your support of AMF’s work far into the future by:

  • Leave AMF a percentage of your assets through a gift in your will
  • Designating a percentage of your retirement plan assets to benefit our organization after your lifetime
  • Donating appreciated stock you have owned for more than one year
  • Giving savings bonds as a charitable gift through your will
  • Donating your home or other real estate
  • Arranging a Charitable Remainder Trust to benefit AMF
  • Setting up a Charitable Lead Trust that supports AM and helps preserve your loved ones’ inheritance
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Types of planned gifts include:

Bequest In Will

The easiest way of making a planned gift to the AMF is by stating a bequest in your will. Giving a bequest has no immediate costs, yet it may give you a great deal of satisfaction to know that your future gift will live on. An outright gift from your estate is free from federal estate taxes, meaning that the AMF is able to use the full amount of the bequest. You are able to make a bequest and retain the ability to change it at any time.

A gift can be included in the body of a will or as an amendment. Gifts can be designated for a specific purpose and typically provide an estate tax deduction. Bequests to the AMF can include cash, securities, real estate, other property, a percentage of the residue of your estate, or all the residue of your estate.

If you would like to include the AMF in your legacy, the following language may be helpful:

“I give, devise, and bequeath to the American Migraine Foundation, a nonprofit corporation located at 19 Mantua Road, Mt. Royal, NJ 08061 the sum of $_____________ or % of _______________, for use in_________________ (state the purpose for which you wish your bequest to be used or indicate “general purpose”).

Charitable Gift Annuity

A combination of a gift to the AMF with an annuity. In exchange for a gift of money or property to the Foundation, the AMF promises to pay a fixed amount each year to you or your designated beneficiary for life.

Gift annuity contracts essentially consist of two parts:

  • A current tax-deductible gift to the American Migraine Foundation.
  • The right to receive a fixed-dollar amount of income each year for the life of one or two beneficiaries.

The annuity payment amount will depend upon the beneficiary’s age at the time of the gift and the value of the property donated. If the gift is funded with cash, a substantial part of the annual annuity payments may be entirely tax-free. In some states, regulations may prevent the AMF from offering gift annuities to their residents.

Benefits of a Charitable Gift Annuity

It pays you, your beneficiary or both an income for life or for a specified period of years — in many cases providing a larger income than the gift property is currently earning for you.

It can offer significant tax advantages in the form of an immediate charitable deduction, avoidance of capital gains tax upon the sale of any appreciated assets and an eventual estate tax savings.

It relieves you of the burdens of asset management and enables you to support, in a significant way, a program of the AMF in which you are especially interested.

This one-life charitable gift annuity is not subject to federal estate taxes at death and is not subject to probate or estate administration.

Life Insurance

You may donate an existing or new policy, or designate all or part of a policy to the AMF. This serves as a relatively inexpensive tool to leverage much larger gifts to the AMF.

Qualified Retirement Plans

You may name the AMF as a beneficiary of a qualified retirement plan, including Roth and traditional IRA’s, Keogh, 401(k) or other plans. Should you decide to include the AMF as a beneficiary to your IRA assets, it is best to designate a percentage of the benefits rather than a dollar amount, so that your estate does not incur taxes on the gift. If a qualified retirement plan is donated to the AMF on death, there is both an immediate income tax deduction and also estate tax deduction.

Deferred Gift Annuity

Similar to a charitable gift annuity, except that the payments are deferred to a future date. Should you wish to begin receiving income at a future date, such as when you retire, you can establish a deferred gift annuity. You will receive a current charitable income tax deduction and receive payments at a designated future time.

Charitable Remainder Trust (CRT)

An irrevocable trust that generates a potential income stream for you or your beneficiaries, with the remainder of the donated assets eventually going to the AMF. This option provides an immediate tax deduction based on the value of the eventual gift. You will avoid capital gains tax for gifts of long-term appreciated securities.

Charitable Lead Trust (CLT)

Donations to the American Migraine Foundation are tax-deductible and will support innovative research that will lead to improvement in the lives of those who suffer from migraine and other disabling headaches. Tax identification number: 43-6058456.

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